Note: The following piece was submitted as part of Cointelegraph’s Tell us your bank horror story article contest presented to you by Shapeshift.io—the fastest way to swap cryptocurrencies. Only the best articles will be published in no particular order in the run up to December 15. On this date, Cointelegraph will conduct a public poll to determine which story resonates most with our audience. Good luck and happy reading! I was waiting in line for the second time that afternoon at my local U.S. Bank surveying the scene unfolding around me on that banking anti-holiday known as "payday". Visibly flustered …