Bank of Russia opposes private stablecoins in the country

Published at: July 12, 2022

In a fresh episode of the longstanding battle between the Central Bank of Russia (CBR) and the country's Ministry of Finance, representatives of the former have criticized the latter’s idea of supporting the stablecoins, which some private investors have sought to launch in the country. 

According to local media, an unnamed representative of the central bank dismissed talk of Russia-based stablecoins, started last week by the Ministry of Finance’s director of financial policy department Ivan Chebeskov.

Back then, Chebeskov voiced his ministry’s support for creating stablecoins tied to assets like “the ruble, gold, oil or grain.” He called it “the right path for developing new technology” and urged private companies to try this kind of financial tool if they find it necessary.

The CBR speaker said that private stablecoins “are characterized by higher risks,” because the pool of underlying assets doesn’t belong to the issuer. They also stated that there is no guarantee of redemption at par by the issuer and the price of stablecoin isn’t really stable.

Related: Russian bank Sber to complete its first digital currency deal

In a line with the traditional CBR message, the bank's rep noted that the ruble remains the only legal payment method in the country, and stated their belief in the digital ruble, “combining all the advantages of digital payments and the reliability of national currency.” As local industry experts sometimes emphasize, the central bank digital currency project lies at the heart of the CBR’s suspicion toward all the private cryptocurrencies.

On June 29, the head of the CBR’s department of financial technologies, Kirill Pronin, acknowledged the possibility of crypto mining legalization under certain conditions, namely the export of all the mined assets to foreign exchanges. The Ministry of Finance’s Ivan Chebeskov didn’t miss a chance to disagree, noting the current geopolitical challenges for Russian miners who want to sell their crypto abroad.

Tags
Related Posts
Law Decoded: The rivalry between central banks and global stablecoins, Oct. 9–16
Editor’s note Blockchain technology has attracted regulatory attention since its inception. The security of the Bitcoin network despite the value of BTC in play has consistently proved the resilience of blockchain technology in maintaining records across a vast range of parties. However, many countries have determined that Bitcoin doesn’t behave as a currency at all, or at least not a replacement for their own. The nations behind the world’s most-used fiat currencies have in many cases pointed to Bitcoin’s volatility as a critical flaw. They have decided that the rise of stablecoins, especially over the past two years, poses a …
Regulation / Oct. 16, 2020
Russian central bank opposes ruble-pegged stablecoins
Senior officials at the Bank of Russia have come out against the issuance of private stablecoins pegged to the Russian ruble. Sergei Shvetsov, a first deputy governor of the Russian central bank, said that the bank aims to ban private firms from offering stablecoins backed by the country’s fiat currency. Russian crypto developers will only be able to use the Bank of Russia’s digital ruble, Shvetsov said. According to a Nov. 30 report by local news agency Prime, the he said that this approach follows the “philosophy of the means of payment’s uniqueness.” Shvetsov referred to China’s digital yuan-related regulations …
Regulation / Dec. 2, 2020
CBDCs and stablecoins: EY advises banks to ‘prepare for what's coming’
Big Four accounting firm EY has recommended that banks should change their regulatory perimeter to address the oncoming launches of state-backed central bank digital currencies (CBDC) and private stablecoins. EY’s 2022 Global regulatory outlook highlighted the need for a policy change that can help financial services firms overcome business uncertainties amid mainstreaming of digital assets and cryptocurrency. While acknowledging the uncertainty regarding the digital assets market, the report stated: “If customers can keep their money with a central bank, they have no need for a retail bank, and firms will see their interest rate margins contract precipitously.” EY recommended banking …
Adoption / Jan. 17, 2022
Russia aims to use CBDC for international settlements with China: Report
Russia is in the pilot phase of its central bank digital currency development (CBDC), and new reports indicate that the country could use its national digital currency to settle international trade. According to a report published in Reuters, Russia is reportedly planning to use the digital rouble for mutual settlements with China by next year. The digital rouble is currently being tested for settling with the banks and is expected to be completed by early next year. The United States Treasury Department added 22 individuals and two Russia-based entities to the sanction list in the third week of September. With …
Adoption / Sept. 27, 2022
The impact of CBDCs on stablecoins with Bitget's Gracy Chen
For over 14 years, central banks worldwide have seen blockchain technology deliver highly secure, immutable, verifiable and transparent financial ecosystems, starting with the Bitcoin network. Central bank digital currencies (CBDCs) stood out as one of the ways for fiat currency to harness a part of what cryptocurrencies achieve today. To not only keep up with rising inflation and cut down on operational costs but also to counter money laundering and related concerns, 98 of 195 countries — representing over 95% of global GDP — have either launched or are researching and developing their own versions of CBDC. With CBDCs joining …
Adoption / Dec. 6, 2022