Tether tops Paypal and Bitcoin for average daily transfer value

Published at: Aug. 26, 2020

The average daily transfer value for Tether has surpassed that of Bitcoin and PayPal according to recent research.

A report by CoinMetrics has revealed that Tether’s 7-day average adjusted transfer value reached over $3.55 billion as of August 20. This is around 20% more than that for Bitcoin which was a reported $2.94 billion according to the research.

Tether and Bitcoin transfer value. Source: CoinMetrics

Following six months of rapid growth, USDT average daily transfer value has finally flipped Bitcoin’s as it continues to take more and more of the market share of on-chain transfers. The recent surge in Tether usage has been driven by DeFi and token swapping protocols such as Uniswap.

Economist John Paul Koning also observed that, according to PayPal’s Q2 report, the daily average transfer value of the online payments giant was also less than Tether’s at $2.94 billion.

Tether is now doing $3.55 billion in daily transfer value: https://t.co/CpW34wL3jA via @coinmetricsNot bad. In Q2 2020, @PayPal did just $2.94 billion per day: https://t.co/kD3Bt9BEYF pic.twitter.com/uxaagM9pXU

— John Paul Koning (@jp_koning) August 25, 2020

However, actively surveilled transactions on PayPal and largely anonymous Tether transactions may not provide a fair comparison.

The world’s most popular stablecoin has also grown exponentially this year in terms of supply which has now surpassed $13 billion according to the Tether Transparency report. Since the beginning of 2020, the supply of Tether has grown by 225% and is showing few signs of slowing down. Bitfinex CTO, Paolo Ardoino, was confident supply could hit $20 billion this year:

2020, the year of Tether.The road to 20B+ and beyond. https://t.co/wiacp4RkeB

— Paolo Ardoino (@paoloardoino) August 24, 2020

Tether attributed the growth to the current economic climate, tweeting that people are turning away from archaic payment methods. “Amid these uncertain and challenging times, the utility, security and viability of digital currencies have come to the forefront,” it said. “People are looking for alternatives to antiquated banking and payment systems.”

About two thirds of all USDT is currently used on Ethereum which has been slowing down the network and making it more expensive to use. According to Gas Station, Tether is the second highest source of network fees with a gas usage of $8.6 million over the past thirty days.

The ever increasing fees for Ethereum usage has prompted Tether to migrate some of its supply over to faster networks such as the Layer 2 solution OMG Network, and the EOS and Tron blockchains.

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