Crypto-friendly app cautions users to 'reassess' XRP holdings

Published at: Jan. 4, 2021

Revolut, a crypto-friendly trading app, is reportedly issuing a strong warning to its customers regarding buying and selling XRP.

According to news outlet The Irish Times, the fintech firm recently sent out a notice to its customers saying it was still possible for the firm to delist or restrict trading on XRP with little or no notice. Revolut warned users that their funds could effectively be stuck without the means to sell tokens even if the price falls to zero “in a worst-case scenario.”

“It’s important that you constantly reassess your crypto holdings, specifically XRP, and whether you remain comfortable with the associated risks,” said Revolut.

Revolut users are limited to trading within the app and can’t send or receive crypto from third-party wallets. The firm said the recent charges from the United States Securities and Exchange Commission could cause liquidity on some of its partner crypto exchanges to drop as they delist the token, leaving Revolut unable to buy or sell XRP.

A number of crypto exchanges, including Coinbase, have announced they will suspend XRP trading starting this week in response to the SEC taking legal action against Ripple. The commission has charged Ripple, CEO Brad Garlinghouse and co-founder Chris Larsen with conducting an "unregistered, ongoing digital asset securities offering" in selling XRP tokens.

Last year saw the United Kingdom-based money app expanded its crypto trading services to Australia and the United States, reportedly accelerated by growing interest in crypto during COVID-19-related lockdowns. Revolut users held roughly $120 million worth of crypto in 2019 despite the firm reporting massive losses the same year.

At the time of publication, the price of XRP is $0.23, having risen 2.6% in the last 24 hours.

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