Bank of Thailand Governor: Digital Currency Use Won’t Replace Cash for Three-Five Years

Published at: Nov. 20, 2018

The governor of the Bank of Thailand (BoT) has said that it will take three to five years for countries to switch from using cash to using digital currencies. The bank governor’s comments were reported by the Thai News Agency (TNA), a subsidiary of the Thai state-owned public broadcaster, Nov. 17.  

The central bank’s governor, Dr. Veerathai Santiprabhob, stated that digital currency would not replace fiat currency right away “because of complication[s], a readiness of people and an efficiency of technology.”

Although the BoT has not issued a central bank-backed digital currency (CBDC) yet, the Thai central bank is “now testing the use of digital currency for settling payment among financial institutions,” according to the TNA. The article also states:

“The BoT hopes that full implementation of using digital currency among financial institutions would take place during the first quarter of 2019.”

Previously this month, the head of the International Monetary Fund (IMF) Christine Lagarde urged the international community to consider the possibilities of endorsing CBDCs, Cointelegraph reported Nov. 14.

Back in July, the Thai central bank’s Santiprabhob had already announced that BoT was reviewing blockchain applications for cross-border payments to “improve regional financial connectivity,” Cointelegraph wrote Jul. 14.

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